Together with Skandia – one of the largest pension companies in the Nordics – we are creating pensions built on three core promises


Don’t want to trust a new company with all your life savings? Neither would we. That’s why Penstable has created a partnership with pension company Skandia, to offer you 100% sustainable pension savings.

More concrete

On Penstable’s platform you can see your savings and return on investment, but you can also track the impact your money is having, e.g. in terms of the amount of CO2 emissions you avoid by not investing in fossil fuels


With pension savings, your money is invested in stocks, bonds and other assets. As a Penstable-customer with Skandia, you can easily see your investments, savings and return, and track the difference your money is making on the world.

Make the most of your money.

We aim to invest with the goal of achieving a financial return and a positive impact on society and the environment by focusing 100% on sustainable investments.


There’s a bad problem

0 %

of fossil fuel reserves need to stay in the ground for us to stay below 2°C* of warming


tons of CO2 are owned by the average Dane through their pension investments

  • Sustainable
  • See your impact
  • Transparent

We launch in the fall, but you can get started today by signing up, and leaving us your name, e-mail and phone number. This way, we can contact you and prepare as much as possible, for when we “go live”.

Questions? Here to help.

If you have any other questions, please feel free to write or call us – or check out the Frequently Asked Questions section on your right!

Who is Penstable?

Penstable is a Danish startup specializing in sustainable investments in the pension space. We are building a robo-advisor for pension savings exclusively based on sustainable and responsible investments. Our product is based on a digital platform that allows users to track financial aspects such as return on investments and their total savings as well as the positive impact that their pension savings can have on their cause of choice.

How does Penstable differ from existing alternatives?

We are building a solution exclusively based on sustainable and responsible investments. That means no investments in coal, weapons and tobacco. On the other hand, it means plenty of solar power, wind energy and investments in health. Furthermore, we are building a one-of-a-kind platform where you can not only see what you can expect financially, but also how your investments are having a positive environmental and societal impact.

Why pensions?

Our pension savings represent one of the largest resources available for investments. Sadly, our pensions are currently often invested in harmful and irresponsible assets that erode our planet and society. We want to change that. Our core principle is the ground-breaking idea that the value of your senior years depends much more on the world around you than the number on your bank account.

When do you launch?

We understand that you can’t wait, but we need a few more months. We aim to launch Penstable in Denmark in early 2018. Any product or service will require approval from the Danish Financial Supervisory Authority.

I want to hear more

We are always happy to hear from you. Email us at and hear more.

Contact Us

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